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Examples of Incidents and Accidents

There have been several ‘high profile’ incidents and accidents, which have involved maintenance human factors problems. The Human Factors in Aviation Maintenance and Inspection (HFAMI) web site lists¹  24 NTSB accident reports where maintenance human factors problems have been the cause or a major contributory factor. In the UK, there have been several major incidents and accidents, details of which can be found on the AAIB web site².

Below are some of the major incidents and accidents:

Accident to Boeing 737, (Aloha flight 243), Maui, Hawaii, April 28 1988

The accident involving Aloha flight 243 in April 1988 involved 18 feet of the upper cabin structure suddenly being ripped away in flight due to structural failure. The Boeing 737 involved in this accident had been examined, as required by US regulations, by two of the engineering inspectors. One inspector had 22 years experience and the other, the chief inspector, had 33 years experience. Neither found any cracks in their inspection. Post accident analysis determined there were over 240 cracks in the skin of this aircraft at the time of the inspection. The ensuing investigation identified many human-factors-related problems leading to the failed inspections.

As a result of the Aloha accident, the US instigated a programme of research looking into the problems associated with human factors and aircraft maintenance, with particular emphasis upon inspection.

Incident involving Airbus A320, G-KMAM at London Gatwick Airport, on 26 August 1993

An incident in the UK in August 1993 involved an Airbus 320 which, during its first flight after a flap change, exhibited an undemanded roll to the right after takeoff. The aircraft returned to Gatwick and landed safely. The investigation discovered that during maintenance, in order to replace the right outboard flap, the spoilers had been placed in maintenance mode and moved using an incomplete procedure; specifically the collars and flags were not fitted. The purpose of the collars and the way in which the spoilers functioned was not fully understood by the engineers. This misunderstanding was due, in part, to familiarity of the engineers with other aircraft (mainly 757) and contributed to a lack of adequate briefing on the status of the spoilers during the shift handover. The locked spoiler was not detected during standard pilot functional checks.

Further Examples

Source: AAIB, 1988

1. http://hfskyway.faa.gov
2. www.aaib.dtlr.gov.uk

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The Insurance

Aviation Insure is a new exclusive facility providing Professional Indemnity, Employers’ Liability & Public Liability insurance to both Licensed Aircraft Maintenance Engineers and non-licensed fitters/mechanics.

A recent study by University of Purdue in the USA found that maintenance errors were a contributory factor in far more incidents than previously thought.

They established that the total number of accidents and incidents remains relatively the same, but “the criticality of [the] outcome of such events is becoming more severe.”

In an analysis of 1,300 National Transportation Safety Board (NTSB) database (1982-2002) of airline accidents and incidents, the study found that maintenance problems were factors in nearly a third (29 percent) of the events.

We are living in an ever-increasing “Blame Culture” and it has never been as important to protect yourselves against claims or indeed potential claims or a complaint.

For various reasons, mostly financial, contractors operate via a corporate entity, limited company taking refuge behind the belief that a Limited liability company “caps” their exposures/liability.  Such an arrangement does indeed “cap” the company’s liability but NOT the directors.  Each director has an unlimited exposure to the activities of the company!  In this litigious age it is not just the company that is sued but also its directors!

This facility helps cap the unlimited exposures!

Summary of Cover

Liability arising from alleged or actual:

  • professional negligence
  • employee dishonesty
  • unintentional libel/slander
  • breach of confidentiality
  • Loss of Documents
  • Data Protection Act prosecution cover
  • Defence costs are included in the policy limit
  • Policy Limit applies to each and every claim and in the aggregate
  • Deductible is applicable to defence costs

Also covers:

  • Public Liability cover; Bodily injury or property damage
  • Employers Liability

Please refer to policy wording for more detailed policy coverage.

Rating Guide
Aeronautical Engineers, Professional Indemnity, Employers Liability & Public Liability Insurance

Professional Indemnity
Limit: £1,000,000 in the aggregate
Excess: £5,000 each and every claim
Employers’ Liability
Limit: £5,000,000 per occurrence
Excess: NIL
Public Liability
Limit: £1,000,000 per occurrence
Excess: £500 each and every claim

 

CATEGORY

PROFESSION / LICENCES

EXPECTED
PREMIUM

 Category A

Certifying Mechanic:
issue certificate of release to service following minor scheduled line maintenance and simple defect rectification

£750
+ 5% Insurance Premium Tax

 Category B1

Certifying Technician Base Maintenance Technician-Mechanical:
issue certificates of release to service following line maintenance, including aircraft structure, power plants and mechanical and electrical systems.

 Category B2

Certifying Technician Base Maintenance Technician-Avionic:
issue certificates of release to service, subject to company authorisation, following line maintenance on avionic systems     

 Category C

Base Maintenance Certifying Engineer:
maintenance management role controlling the progress aircraft maintenance work

 Fitters/
Electricians

Perform sheet-metal installation/repairs or change of components if required. Work on electrical installations and testing of those installations on completion. May assist in functioning and fault finding on systems and rectification if required. Sign for task completion but will not certify.                          

£600
+ 5% Insurance Premium Tax

Terms subject to:

Completed signed and dated proposal form

 

C.V. per Licensee

 

Standard Terms of Business



 

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